{"id":120,"date":"2024-03-08T12:45:47","date_gmt":"2024-03-08T12:45:47","guid":{"rendered":"https:\/\/paydayloansnopaperwork.co.za\/?page_id=120"},"modified":"2024-03-08T13:54:33","modified_gmt":"2024-03-08T13:54:33","slug":"short-term-loans-guide","status":"publish","type":"page","link":"https:\/\/paydayloansnopaperwork.co.za\/short-term-loans-guide\/","title":{"rendered":"Short Term Loans Guide"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"120\" class=\"elementor elementor-120\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3034ea9b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3034ea9b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2a5be00f\" data-id=\"2a5be00f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-274e9bd7 elementor-widget elementor-widget-heading\" data-id=\"274e9bd7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 11-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Short Term Loans Guide\n<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24ba63f0 elementor-widget elementor-widget-text-editor\" data-id=\"24ba63f0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 11-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Are you looking for a loan and wondering which would be the best kind for you? Short term loans could be the best step if you need a moderate amount quickly.<\/p><p>Although the amounts range from low to moderate, the application process is fast and you can have cash in your bank account on the same day or the next day after applying.<\/p><p>Keep reading if a short term loan sounds like what you need!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6c7491b elementor-widget elementor-widget-global elementor-global-146 elementor-widget-shortcode\" data-id=\"6c7491b\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><div data-financeserviceio-form='3cc7b43aaafd88171eed29599c71182c'><\/div><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2a07435 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2a07435\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72606f7\" data-id=\"72606f7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-942fc39 elementor-widget elementor-widget-heading\" data-id=\"942fc39\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Are Short Term Loans?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5837777 elementor-widget elementor-widget-text-editor\" data-id=\"5837777\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Short term loans offer flexibility and convenience when you need cash quickly. The amount that you can apply for starts from as low as R100, and can go up to R10 000.<\/p><p>While you won\u2019t necessarily be able to run off to Bali with this loan, it\u2019s more than enough for everyday expenses, repairs, medical bills, or other small things you need to pay off quickly.<\/p><p>You\u2019ll also have the option to repay the loan within one month or up to six months, allowing you some freedom and less stress.<\/p><p>While short term loans are regulated by the National Credit Regulation, these kinds of loans are unsecured. This means that you won\u2019t have to offer collateral, like your car or home, in order to secure the funds.<\/p><p>Everything is done online when you apply for a short term loan, including uploading any documentation that short term lenders may require. This makes the process easy and convenient, as you don\u2019t have to stand in any bank queues.<\/p><p>You\u2019ll also know if you\u2019ve been approved for the loan within a couple of minutes, which reduces the amount of time between applying and getting cash in hand. Depending on when you start your application, funds could be made available on the same day.<\/p><p>Short term loans are also more manageable, as you\u2019ll be taking a smaller amount and paying it back within 3 months or 6 months at fixed interest rates. This gives you peace of mind as you know exactly what you\u2019ll be paying back on a monthly basis &#8211; no surprises.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd93637 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"dd93637\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7dab1a8\" data-id=\"7dab1a8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9f73287 elementor-widget elementor-widget-heading\" data-id=\"9f73287\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What Do I Need To Apply?\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6595f10 elementor-widget elementor-widget-text-editor\" data-id=\"6595f10\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In order to apply with any short term loan lender, you\u2019ll need to be 18 years or older and have the following:<\/p><ul><li>A valid South African ID number<\/li><li>Bank account details (in your own name)<\/li><li>li Your most recent proof of income<\/li><li>A working cell phone number<\/li><li>li Employer contact details<\/li><\/ul><p>Most application processes will require you to upload documents such as your latest bank statement or payslip. You\u2019ll need a mobile phone, tablet, or computer in order to complete the application process online.<\/p><p>Even if you are eligible to apply, the amount and repayment terms that you\u2019re eligible for could change depending on your credit history and affordability.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d6e2231 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d6e2231\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-afc7b68\" data-id=\"afc7b68\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-369f4a9 elementor-widget elementor-widget-heading\" data-id=\"369f4a9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Short term loans conclusion<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8579983 elementor-widget elementor-widget-text-editor\" data-id=\"8579983\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Short term loans are an effective and flexible way of gaining a little financial boost and paying off expenses to take some stress off.<\/p><p>If you need a little bit of help, check out some reputable\u00a0<a class=\"btn btn-success\" href=\"https:\/\/friendlyfinance.co.za\/short-term-loans\">short term loan lenders<\/a>\u00a0and apply today. You could have cash in your hands by nightfall!<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Find your pay day loans with us, no fuss and no paperwork<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Short Term Loans Guide - Pay Day Loans No Paperwork<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/paydayloansnopaperwork.co.za\/short-term-loans-guide\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Short Term Loans Guide - 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